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Grønt Eika skilt på bygning. foto

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Les siste nytt fra Eika Boligkreditt omkring norsk økonomi over nøkkeltall, økonomisk situasjon i dag og våre strategisk rammeverk for bærekraft.
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The Economy

  • Weak GDP-growth of +0.6% for 2024. Growth expected to pick up to +1.2% in 2025 
  • Strong labour market. Unemployment rate 2.0% (S.A) in March 2025
  • House prices +6.4% YtD 2025, +6.4% in 2024 and +0.9% in 2023     
  • Inflation of 3.1% and wage growth of 5.6% in 2024
  • Policy rates peaked at 4.5% in December 2023. Norges Bank expected to cut rates by 0.5 %-points in 2025 

Robust, local savings banks

  • 3rd largest Norwegian banking group
  • Focus on retail lending
  • High asset quality with low levels of doubtful & non-performing loans, low LTV and no direct exposure to oil/offshore/shipping
  • Strong and diversified deposit base  
  • Strong capitalization and high level of liquidity buffers
  • Strong position in the local markets

Conservative cover pool

  • Maximum 75% LTV for mortgages at origination and strict underwriting criteria
  • 100% residential assets as mortgage collateral
  • Prudent risk management with regards to refinancing, liquidity, currency, interest rate and counterparty risk
  • Credit guarantees from the distributors and capital and liquidity support agreements with the owners

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